The Self-Help Groups (SHGs) are set up to uplift the less privileged and low income households in the Chinese, Eurasian, Muslim and Indian communities respectively.

Employers are expected to deduct the Self-Help Group (SHG) contributions from their employees’ wages. Employees who do not wish to contribute can contact the respective SHGs for more information.

The SHG Funds are as follows:

Chinese Development Assistance Council (CDAC) Fund

For employees who belong to the Chinese community and are Singapore Citizens or Permanent Residents.

Mosque Building and Mendaki Fund (MBMF)

For employees who are working Muslims in Singapore and are Singapore Citizens, Permanent Residents and foreign employees either on an Employment Pass or a Work Permit.

Singapore Indian Development Association (SINDA) Fund

For employees of Indian descent and are Singapore Citizens, Permanent Residents and Employment Pass holders.

This includes Bangladeshis, Bengalis, Parsees, Sikhs, Sinhalese, Telegus, Pakistanis, Sri Lankans, Goanese, Malayalees, Punjabis, Tamils, Gujaratis, Sindhis and all people originating from the Indian sub-continent.

Eurasian Community Fund (ECF)

For employees who belong to the Eurasian community and are Singapore Citizens or Permanent Residents. “Eurasian” means a person defined as such in his/her identity card or a person of both European and Asian ancestry.

Based on the employee data within Yuvo, the system can auto-calculate and deduct the required SHG contributions based on an employee's ethnic group and/or religion when doing payroll.

Note: It is possible that multiple SHG contributions apply to employees because of their race and religion.

Find out more information regarding SHG contributions here: https://www.cpf.gov.sg/employer/employer-obligations/contributions-to-self-help-groups